Terms of Service

Last Updated: February 2026

1. Acceptance of Terms

By accessing and using LoanGuarder, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Description of Service

LoanGuarder is a platform that facilitates interest-free loans between individuals. We do not lend money ourselves; we simply provide the technology to connect borrowers and lenders.

3. User Responsibilities

You agree to provide accurate information and to honor any loan agreements you enter into through our platform. You understand that loans are between individuals, and LoanGuarder is not a party to these agreements.

4. No Interest Policy

LoanGuarder prohibits charging or paying interest on any loan facilitated through our platform. This is a core principle and violation may result in account suspension.

5. Witness System

All loans must include witnesses as specified by the platform. Witnesses serve to ensure transparency and accountability between parties.

6. Limitation of Liability

LoanGuarder is not responsible for any disputes between borrowers and lenders, defaults on loans, or any financial losses incurred through use of the platform.

7. Account Termination

We reserve the right to terminate or suspend access to our platform for any violation of these terms or for any other reason at our discretion.

8. Privacy

Your use of LoanGuarder is also governed by our Privacy Policy.

9. Changes to Terms

We may update these terms from time to time. Continued use of the platform after changes constitutes acceptance of the new terms.

10. Contact

If you have questions about these Terms of Service, please contact us at support@loanguarder.com